Get a realistic estimate of what a funeral or cremation really costs — then see how affordable final expense insurance can be.
Select Your Services
Embalming & body preparation$725
Viewing / visitation$600
Metal casket$3,000
Mid-range metal or wood casket$4,000
Premium hardwood casket$6,500
Luxury bronze or copper casket$10,000
Burial vault$1,495Often required by the cemetery
Hearse & transportation$325
Cemetery plot$3,500
Headstone / monument$2,500
Catering for visitation (25 people)$375
Funeral flowers$400
Obituary & service programs$300
Death certificates (5 copies)$50
Your Estimated Cost
Based on national averages (NFDA data)
$11,845
Recommended coverage$12,000
Est. premium≈ $58/mo
Sample monthly premium for a healthy 65-year-old non-smoker. Actual rates vary by age, gender, health & carrier.
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Estimates are based on national averages and are for planning purposes only. Actual funeral costs vary by provider and region.
Why Final Expense Insurance Covers the Gap
Most families are surprised by the full cost of a funeral. Final expense insurance locks in a fixed monthly rate so your loved ones aren't left with the bill.
Premiums Never Increase
Your rate is locked in for life — no matter your age or health changes down the road.
No Medical Exam
Most policies issue with just a few health questions. Guaranteed issue options need no questions at all.
Paid Quickly to Family
Beneficiaries receive tax-free cash they can use for funeral costs, debts, or anything else.
Ready to Protect Your Family?
Get your free, no-obligation life insurance quote in under 2 minutes.
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